Get the big money decisions right. The ones you only get to make once.
Divorce. Selling a business. Retirement. An inheritance. Losing someone close. A growing family. When the big money decisions arrive, I'm the person to talk to.
Life's turning points come with big money decisions.
You've worked hard and built something: a home, a pension, some savings, maybe a property.
Then a turning point arrives: a divorce, the sale of a business, retirement, an inheritance, the loss of someone close, or a growing family. The decisions in front of you feel big, often permanent, and tangled up with family and emotion.
Does any of this sound familiar?
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You're not sure if you're on track, or what "enough" actually looks like
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Your pension, savings and mortgage sit in separate boxes. Nobody is looking at the whole picture
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Money feels tight month to month, even though on paper you're doing OK
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Big decisions keep getting put off because you're worried about getting them wrong
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A divorce, a business sale, a retirement date or a bereavement is forcing your hand
The real cost of getting this wrong isn't a coaching fee. It's years of worry, a retirement that doesn't look the way you planned, or a decision you can't undo.
A clear, written plan for your next chapter, and someone to see it through with you.
I’ve sat on every side of this. 25 years in stockbroking and wealth advice. I built and then unwound a 47-property portfolio and sold a property management business. I know what it’s like to have the assets and still not have the answer.
I help you step back, see the whole picture, decide what your wealth is for, and turn that into decisions you actually act on.
What you come away with
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One clear view of your position: assets, income, commitments and timelines
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Agreed priorities for the next 1, 5 and 10 years
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Decisions made on the questions that have been stalling you
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A written action plan, including exactly what to ask your solicitor, accountant or regulated adviser
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Accountability until the key actions are done
Who I work with
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People going through separation or divorce who need to plan their next financial chapter
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Business owners preparing to sell or step back, and working out what comes next
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Anyone approaching retirement and thinking through their pension options
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Families planning what to pass on to the next generation, and those who have inherited and want to make it count
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Families dealing with the finances after losing a partner or parent
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Parents planning for children: a growing family, education costs, or helping them onto the property ladder
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Homeowners and landlords who are asset rich but cash poor
How we work together
Free 20-minute conversation
We talk about where you are and whether this is a fit. No obligation.
The Financial Clarity Programme: £799
Three in-depth sessions over around six weeks, by video or face to face in Cheadle. Includes a pre-session questionnaire, a written plan after each session, and support between sessions until the key actions are done.
A single Clarity Session: £199
For one specific decision, with a written summary and actions within 24 hours.
I’m a qualified financial coach. I don’t provide regulated financial advice or recommend specific financial products. Where you need regulated advice, I’ll help you go in prepared.
Get in touch and take those first steps towards your improved financial confidence.
Not only did I get answers and a clear plan of action, I felt galvanised and inspired to actually implement the plan, which felt very achievable. Nick is both very knowledgeable and approachable.
Money isn't often an easy subject to discuss, for many reasons, but Nick created an environment in which I felt comfortable discussing everything I needed to.”
TOM . P
I found Nick to be non-judgmental and very experienced about financial matters. Nick has a calm and reassuring manner and is willing to be challenging in a supportive way.
Our video coaching sessions were well structured and flowed. At the end of each session, we had set mini goals to work on and by the end of our time together we had successfully covered the whole topic I wanted to reduce my exposure to property, I was asset rich but cash poor.
I would recommend Nick to anyone looking to review and reset the way they think about and manage their money.”
MARK . H
I’ve worked with Nick for the past year and he’s been extremely helpful in supporting the growth of my property portfolio.
He has a real ability to provide a bird’s-eye view, helping me clearly see where changes and improvements should be made.
Nick brings years of experience, and I always feel a sense of calm, clarity, and understanding when speaking with him.
On top of that, he’s genuinely an amazing person to be around. I couldn’t recommend him highly enough.
ALEXANDER . L
Where Nick shines, is how he translates seemingly complex challenges into simple steps.
He listens with care and quickly inspires action with his carefully chosen questions.
I cannot recommend Nick highly enough as a coach.
Engage with this man if you are serious about changing your relationship with success and finance.”
ANDY . H
Not ready to talk yet? Start with this.
A free guide for anyone at a financial turning point: retirement, separation, moving home or a big money decision. Five mindset shifts, each with a short reflection and one small thing to try this week.
