A will covers what happens when you die. A lasting power of attorney covers what happens if you can't make decisions while you're alive. Most adults need both. Here's a plain-English guide.
Around 3.3 million UK pension pots, worth about £31 billion, have lost touch with their owners. Here's how to find yours for free, step by step, and what to do next.
When a relationship ends, money is rarely just money. How to think clearly about the house, pensions, budgets and the right kind of help during separation and divorce.
Retirement is one of the biggest financial turning points most of us face. Five questions to work through before you decide when and how to stop working.
Lots of equity, not much spare cash. A former landlord of 47 properties on the questions worth asking before you decide what to do with a property portfolio.
Straight answers to the questions people ask most before working with a financial coach: cost, session format, how long it takes, and how coaching differs from financial advice.
A financial adviser is regulated and recommends products. A financial coach helps you get clear on what you want and make the big decisions. Here's how they compare, and which one you need.
Most people only start thinking hard about their financial plan when life changes. Retirement comes into view, a business sells, an inheritance arrives, a marriage ends or a baby is on the way. Suddenly the technical questions, how much to save, where to invest, how to keep tax down, aren't enough on their own. Financial planning that ignores what you actually want your life to look like is just optimising numbers. What is financial life planning? Financial life planning is a
Money conversations between couples matter most when life is changing. Buying a home together, a baby on the way, one of you changing career, an inheritance, or planning for retirement. We each bring our own money history, our own beliefs about spending and saving, and our own confidence or anxiety, and big moments bring all of it to the surface. Handled well, these conversations bring you closer. Handled badly, they become the same argument on repeat. Why money conversations
You find out how healthy your relationship with money really is when life changes. A separation, selling a business, an inheritance, retirement or a new baby on the way. These are the moments when old money habits and fears come to the surface, just when you need to think most clearly. A healthy relationship with money isn't about how much you have. It's about being able to make big decisions calmly and with confidence. What does a healthy relationship with money actually loo
It's a fair question, and it deserves a straight answer. Most people who come to me are at one of life's crossroads: a divorce, selling a business, retirement, an inheritance or losing someone close. The decisions in front of them are big and often permanent. So the real question isn't whether coaching is worth it in general. It's whether it's worth it when the stakes are this high. Here's my honest answer. What are you actually paying for? When you invest in financial mindse
Money worries often come to a head at life's big moments. A divorce, a redundancy, losing someone close, an inheritance you didn't expect, or retirement getting closer. Suddenly a big decision has to be made and the knot in your stomach gets tighter. If that's you, you're not alone, and it isn't a character flaw. It's a very normal reaction to a big change, and it's one of the things I help people with most. What is money anxiety? Money anxiety is the persistent worry, fear,
Most of us were never taught how to think about money, and it shows most when life takes a big turn. A divorce, the sale of a business, retirement, an inheritance, losing someone close, a growing family or a change of career. Suddenly there are big decisions to make, and the way you think and feel about money matters as much as the numbers. That's where financial mindset coaching comes in. What exactly is financial mindset coaching? Financial mindset coaching is a one-to-one
