A financial coach in Manchester, for when life changes your money
Get clear before you decide. Financial coaching in Manchester, Stockport and Cheadle.
Big money decisions rarely arrive in a quiet week. A separation, a business sale, a retirement date, an inheritance. They tend to land when you're already stretched, and there's pressure to decide quickly.
I'm Nick Thompson, a financial coach based in Cheadle, on the south side of Manchester. I work with people across the city, from the city centre to Didsbury, Chorlton, Sale and Altrincham, face to face or by video.
Before coaching I spent 25 years plus in stockbroking and wealth advice, and built and sold a property business. So I know how the numbers work. What I do now is help you work out what you actually want, then make the decision with a clear head.
The moments I help with
• Separation or divorce: what you need, what you can afford, and life after the settlement
• Retirement: turning your pensions into an income and a plan for the years ahead
• Inheritance or losing someone close: no rush, and no expensive mistakes
• Selling a business: what the money is for, and what comes next for you
• A promotion, new job, redundancy or change of career: making the change work for you
• A growing family: getting ready before the baby arrives
What you come away with
• A clear picture of where you stand today, in plain English
• A written plan for the decision in front of you
• The right questions to take to your solicitor, accountant or adviser
• The confidence to act, rather than putting it off another year
Coach or adviser?
A financial adviser is regulated to recommend and arrange products. I don't give regulated advice and I don't sell anything. I help you get clear first, so if you do need an adviser, you go in knowing exactly what you want from them.
How it works
1. Free 20-minute call to talk it through.
2. Clarity Session (£199): one focused session on your decision.
3. Financial Clarity Programme (£799): three sessions and a written plan.
Face to face at my garden office in Cheadle, or by video, whichever suits you.
Common questions
Do I have to come to Cheadle?
No. Plenty of clients prefer video, especially when work is busy. If you'd like to meet in person, we meet in Cheadle.
How is this different from talking to my bank?
Your bank has products to sell. I don't, so the whole conversation is about you and what you want.
What if I'm not sure coaching is right for me?
That's what the free call is for. If I don't think I can help, I'll tell you.
When something big happens in life, I'm the person to come to. Book a free 20-minute call, or message me on WhatsApp.
Where my story starts
My background is in money. I've worked in stockbroking and wealth advice, and I spent years building a residential property portfolio. In 2018 I sold a successful property management business and began carefully scaling back a portfolio of 47 properties, investing the proceeds to support the kind of life I actually wanted to lead.
On paper, that looked like a success story. In practice, it was one of the most uncertain stretches of my life. I knew the technical side. What I didn't have was clarity about what my money was really for, or the confidence to make big decisions and stick to them.
That experience taught me something I now share with every client: real wealth is rarely about the numbers. It's about whether your money is genuinely working for the life you want to live.
What I do now
I'm a qualified financial coach. I work with individuals, families and professionals who are at a financial turning point. Approaching retirement. Going through a separation. Moving home. Selling a business or property. Or simply feeling that money decisions have become too important to leave to chance.
I help you get clear on where you are, decide what you want, and build a plan you'll actually follow, with someone holding you to it along the way.
What I don't do
I don't provide regulated financial advice or recommend specific products, pensions or investments. If you need that, I'll help you get organised first, so you go to a regulated adviser knowing exactly what you want from them.
Where I work
I'm based in Cheadle, South Manchester. I see people face to face in my garden office, and by video call anywhere in the UK.
Why not schedule a brief video call to tell me your story. We'll see if we are a fit for each other and discuss how I might help.
Where my story starts
My background is in money. I've worked in stockbroking and wealth advice, and I spent years building a residential property portfolio. In 2018 I sold a successful property management business and began carefully scaling back a portfolio of 47 properties, investing the proceeds to support the kind of life I actually wanted to lead.
On paper, that looked like a success story. In practice, it was one of the most uncertain stretches of my life. I knew the technical side. What I didn't have was clarity about what my money was really for, or the confidence to make big decisions and stick to them.
That experience taught me something I now share with every client: real wealth is rarely about the numbers. It's about whether your money is genuinely working for the life you want to live.
What I do now
I'm a qualified financial coach. I work with individuals, families and professionals who are at a financial turning point. Approaching retirement. Going through a separation. Moving home. Selling a business or property. Or simply feeling that money decisions have become too important to leave to chance.
I help you get clear on where you are, decide what you want, and build a plan you'll actually follow, with someone holding you to it along the way.
What I don't do
I don't provide regulated financial advice or recommend specific products, pensions or investments. If you need that, I'll help you get organised first, so you go to a regulated adviser knowing exactly what you want from them.
Where I work
I'm based in Cheadle, South Manchester. I see people face to face in my garden office, and by video call anywhere in the UK.
Why not schedule a brief video call to tell me your story. We'll see if we are a fit for each other and discuss how I might help.
Not only did I get answers and a clear plan of action, I felt galvanised and inspired to actually implement the plan, which felt very achievable. Nick is both very knowledgeable and approachable.
Money isn't often an easy subject to discuss, for many reasons, but Nick created an environment in which I felt comfortable discussing everything I needed to.”
TOM . P
I found Nick to be non-judgmental and very experienced about financial matters. Nick has a calm and reassuring manner and is willing to be challenging in a supportive way.
Our video coaching sessions were well structured and flowed. At the end of each session, we had set mini goals to work on and by the end of our time together we had successfully covered the whole topic I wanted to reduce my exposure to property, I was asset rich but cash poor.
I would recommend Nick to anyone looking to review and reset the way they think about and manage their money.”
MARK . H
I’ve worked with Nick for the past year and he’s been extremely helpful in supporting the growth of my property portfolio.
He has a real ability to provide a bird’s-eye view, helping me clearly see where changes and improvements should be made.
Nick brings years of experience, and I always feel a sense of calm, clarity, and understanding when speaking with him.
On top of that, he’s genuinely an amazing person to be around. I couldn’t recommend him highly enough.
ALEXANDER . L
Where Nick shines, is how he translates seemingly complex challenges into simple steps.
He listens with care and quickly inspires action with his carefully chosen questions.
I cannot recommend Nick highly enough as a coach.
Engage with this man if you are serious about changing your relationship with success and finance.”
ANDY . H
Not ready to talk yet? Start with this.
A free guide for anyone at a financial turning point: retirement, separation, selling a business, an inheritance or any of life's big moments. Five mindset shifts, each with a short reflection and one small thing to try this week.
