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Financial Mindset Coaching logo - Nick Thompson financial coach Cheadle

Inherited money? There's no rush. Let's get it right.

Nick Thompson, financial coach in Cheadle, between Stockport and Manchester

Inheritance and bereavement money coaching in Manchester, Stockport and Cheadle.

 

Inheriting money usually comes at the worst possible time. You're grieving, there's paperwork everywhere, and people start asking what you're going to do with it.

 

The money can feel heavy. Spend it and you feel guilty. Leave it in the bank and you feel you're wasting it. Both are normal.

 

I'm Nick Thompson. I spent 25 years plus in stockbroking and wealth advice, and built and sold a property business. I help people slow down, work out what this money is for, and make decisions they'll still be happy with in ten years.

 

And if you're thinking about what you'll leave behind, we can work through that too, before you see your solicitor.

 

How I help

• Take the pressure off: a simple plan for the first few months, so nothing gets rushed

• Understand what you've inherited: cash, property, pensions or investments, in plain English

• Work out what the money is for: clearing debts, your home, family, your own future, or simply peace of mind

• Think about family: helping children, sharing with siblings, and the conversations that can get tricky

• Plan what you'll pass on: wills, lasting powers of attorney and gifting, ready for your solicitor

 

What I don't do

I don't give regulated financial, legal or tax advice, and I don't sell products. I work alongside your solicitor, accountant or financial adviser, so you get more out of them.

 

How it works

1. Free 20-minute call to talk it through.

2. Clarity Session (£199): one focused session on what to do next.

3. Financial Clarity Programme (£799): three sessions and a written plan.

Face to face at my garden office in Cheadle, or by video, whichever suits you.

 

Common questions

How soon should I do something with the money?

There's rarely a rush. Many people find it helps to park it somewhere safe for a few months while they grieve and think. We can work out what makes sense for you.

 

I've inherited a house. Should I keep it or sell it?

That depends on what you want, your finances and the family around you. With my property background I can help you think it through properly, then you can take tax advice if you need it.

 

Can you help me plan my own will?

I'm not a solicitor, so I don't write wills. I can help you get clear on what you want to happen and who you want to look after things, so your meeting with the solicitor goes further.

 

When something big happens in life, I'm the person to come to. Book a free 20-minute call, or message me on WhatsApp.

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Where my story starts

 

My background is in money. I've worked in stockbroking and wealth advice, and I spent years building a residential property portfolio. In 2018 I sold a successful property management business and began carefully scaling back a portfolio of 47 properties, investing the proceeds to support the kind of life I actually wanted to lead.

 

On paper, that looked like a success story. In practice, it was one of the most uncertain stretches of my life. I knew the technical side. What I didn't have was clarity about what my money was really for, or the confidence to make big decisions and stick to them.

 

That experience taught me something I now share with every client: real wealth is rarely about the numbers. It's about whether your money is genuinely working for the life you want to live.

 

What I do now

 

I'm a qualified financial coach. I work with individuals, families and professionals who are at a financial turning point. Approaching retirement. Going through a separation. Moving home. Selling a business or property. Or simply feeling that money decisions have become too important to leave to chance.

 

I help you get clear on where you are, decide what you want, and build a plan you'll actually follow, with someone holding you to it along the way.

 

What I don't do

 

I don't provide regulated financial advice or recommend specific products, pensions or investments. If you need that, I'll help you get organised first, so you go to a regulated adviser knowing exactly what you want from them.

​

Where I work

​

I'm based in Cheadle, South Manchester. I see people face to face in my garden office, and by video call anywhere in the UK.

Why not schedule a brief video call to tell me your story. We'll see if we are a fit for each other and discuss how I might help.

Screenshot_2026-09-18-18-58-38-64_99c04817c0de5652397fc8b56c3b3817.jpg

Where my story starts

 

My background is in money. I've worked in stockbroking and wealth advice, and I spent years building a residential property portfolio. In 2018 I sold a successful property management business and began carefully scaling back a portfolio of 47 properties, investing the proceeds to support the kind of life I actually wanted to lead.

 

On paper, that looked like a success story. In practice, it was one of the most uncertain stretches of my life. I knew the technical side. What I didn't have was clarity about what my money was really for, or the confidence to make big decisions and stick to them.

 

That experience taught me something I now share with every client: real wealth is rarely about the numbers. It's about whether your money is genuinely working for the life you want to live.

 

What I do now

 

I'm a qualified financial coach. I work with individuals, families and professionals who are at a financial turning point. Approaching retirement. Going through a separation. Moving home. Selling a business or property. Or simply feeling that money decisions have become too important to leave to chance.

 

I help you get clear on where you are, decide what you want, and build a plan you'll actually follow, with someone holding you to it along the way.

 

What I don't do

 

I don't provide regulated financial advice or recommend specific products, pensions or investments. If you need that, I'll help you get organised first, so you go to a regulated adviser knowing exactly what you want from them.

​

Where I work

​

I'm based in Cheadle, South Manchester. I see people face to face in my garden office, and by video call anywhere in the UK.

Why not schedule a brief video call to tell me your story. We'll see if we are a fit for each other and discuss how I might help.

Not only did I get answers and a clear plan of action, I felt galvanised and inspired to actually implement the plan, which felt very achievable. Nick is both very knowledgeable and approachable.

​

Money isn't often an easy subject to discuss, for many reasons, but Nick created an environment in which I felt comfortable discussing everything I needed to.”              

TOM . P

I found Nick to be non-judgmental and very experienced about financial matters. Nick has a calm and reassuring manner and is willing to be challenging in a supportive way.

​

Our video coaching sessions were well structured and flowed. At the end of each session, we had set mini goals to work on and by the end of our time together we had successfully covered the whole topic I wanted to reduce my exposure to property, I was asset rich but cash poor. 

​

I would recommend Nick to anyone looking to review and reset the way they think about and manage their money.”                                           

MARK . H                                   

I’ve worked with Nick for the past year and he’s been extremely helpful in supporting the growth of my property portfolio.

 

He has a real ability to provide a bird’s-eye view, helping me clearly see where changes and improvements should be made.

 

Nick brings years of experience, and I always feel a sense of calm, clarity, and understanding when speaking with him.

 

On top of that, he’s genuinely an amazing person to be around. I couldn’t recommend him highly enough.                                          

ALEXANDER . L

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Where Nick shines, is how he translates seemingly complex challenges into simple steps.

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He listens with care and quickly inspires action with his carefully chosen questions.

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I cannot recommend Nick highly enough as a coach. 

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Engage with this man if you are serious about changing your relationship with success and finance.”                                

ANDY . H

Not ready to talk yet? Start with this.

A free guide for anyone at a financial turning point: retirement, separation, selling a business, an inheritance or any of life's big moments. Five mindset shifts, each with a short reflection and one small thing to try this week.

Get the free guide

Financial Mindset Coaching logo - Nick Thompson, Cheadle

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