Retiring soon? Let's make sure the money and the plan both work.
Retirement money coaching in Manchester, Stockport and Cheadle.
Retirement is one of the biggest money decisions most people make, and you only get one go at it. When can I stop? How much do I actually need? Should I take the tax-free cash? What if I live to 95?
The numbers matter. But so does the question nobody asks: what do you want your days to look like?
I'm Nick Thompson. I spent 25 years plus in stockbroking and wealth advice, then built and sold a property business and stepped back myself. So I've been through this change, not just watched other people go through it.
How I help
• Get the full picture: every pension, saving and property in one place, including old workplace pensions you may have lost track of
• Work out what you need: what your life costs now, and what it will cost when you stop
• Think through the big choices: when to stop, going part-time first, the tax-free cash, helping family
• Get ready for your adviser: if you need regulated advice on drawdown or annuities, you'll go in knowing what to ask
• Plan the next chapter: not just the money, the life it pays for
What I don't do
I don't give regulated financial advice and I don't sell pensions, annuities or investments. I work alongside your financial adviser or accountant, so you get more out of them.
How it works
1. Free 20-minute call to talk it through.
2. Clarity Session (£199): one focused session on your retirement decision.
3. Financial Clarity Programme (£799): three sessions and a written plan.
Face to face at my garden office in Cheadle, or by video, whichever suits you.
Common questions
How early should I start thinking about it?
Five to ten years out is ideal, but it's never too late. Even a year before, there are choices worth getting right.
Can you tell me whether to take my tax-free cash?
That's a regulated advice question, so I can't. What I can do is help you work out what you'd use it for and what it changes, so you have the right conversation with your adviser.
Can my partner come too?
Yes, and it usually helps. For most couples retirement is a joint decision.
When something big happens in life, I'm the person to come to. Book a free 20-minute call, or message me on WhatsApp.
Where my story starts
My background is in money. I've worked in stockbroking and wealth advice, and I spent years building a residential property portfolio. In 2018 I sold a successful property management business and began carefully scaling back a portfolio of 47 properties, investing the proceeds to support the kind of life I actually wanted to lead.
On paper, that looked like a success story. In practice, it was one of the most uncertain stretches of my life. I knew the technical side. What I didn't have was clarity about what my money was really for, or the confidence to make big decisions and stick to them.
That experience taught me something I now share with every client: real wealth is rarely about the numbers. It's about whether your money is genuinely working for the life you want to live.
What I do now
I'm a qualified financial coach. I work with individuals, families and professionals who are at a financial turning point. Approaching retirement. Going through a separation. Moving home. Selling a business or property. Or simply feeling that money decisions have become too important to leave to chance.
I help you get clear on where you are, decide what you want, and build a plan you'll actually follow, with someone holding you to it along the way.
What I don't do
I don't provide regulated financial advice or recommend specific products, pensions or investments. If you need that, I'll help you get organised first, so you go to a regulated adviser knowing exactly what you want from them.
Where I work
I'm based in Cheadle, South Manchester. I see people face to face in my garden office, and by video call anywhere in the UK.
Why not schedule a brief video call to tell me your story. We'll see if we are a fit for each other and discuss how I might help.
Where my story starts
My background is in money. I've worked in stockbroking and wealth advice, and I spent years building a residential property portfolio. In 2018 I sold a successful property management business and began carefully scaling back a portfolio of 47 properties, investing the proceeds to support the kind of life I actually wanted to lead.
On paper, that looked like a success story. In practice, it was one of the most uncertain stretches of my life. I knew the technical side. What I didn't have was clarity about what my money was really for, or the confidence to make big decisions and stick to them.
That experience taught me something I now share with every client: real wealth is rarely about the numbers. It's about whether your money is genuinely working for the life you want to live.
What I do now
I'm a qualified financial coach. I work with individuals, families and professionals who are at a financial turning point. Approaching retirement. Going through a separation. Moving home. Selling a business or property. Or simply feeling that money decisions have become too important to leave to chance.
I help you get clear on where you are, decide what you want, and build a plan you'll actually follow, with someone holding you to it along the way.
What I don't do
I don't provide regulated financial advice or recommend specific products, pensions or investments. If you need that, I'll help you get organised first, so you go to a regulated adviser knowing exactly what you want from them.
Where I work
I'm based in Cheadle, South Manchester. I see people face to face in my garden office, and by video call anywhere in the UK.
Why not schedule a brief video call to tell me your story. We'll see if we are a fit for each other and discuss how I might help.
Not only did I get answers and a clear plan of action, I felt galvanised and inspired to actually implement the plan, which felt very achievable. Nick is both very knowledgeable and approachable.
Money isn't often an easy subject to discuss, for many reasons, but Nick created an environment in which I felt comfortable discussing everything I needed to.”
TOM . P
I found Nick to be non-judgmental and very experienced about financial matters. Nick has a calm and reassuring manner and is willing to be challenging in a supportive way.
Our video coaching sessions were well structured and flowed. At the end of each session, we had set mini goals to work on and by the end of our time together we had successfully covered the whole topic I wanted to reduce my exposure to property, I was asset rich but cash poor.
I would recommend Nick to anyone looking to review and reset the way they think about and manage their money.”
MARK . H
I’ve worked with Nick for the past year and he’s been extremely helpful in supporting the growth of my property portfolio.
He has a real ability to provide a bird’s-eye view, helping me clearly see where changes and improvements should be made.
Nick brings years of experience, and I always feel a sense of calm, clarity, and understanding when speaking with him.
On top of that, he’s genuinely an amazing person to be around. I couldn’t recommend him highly enough.
ALEXANDER . L
Where Nick shines, is how he translates seemingly complex challenges into simple steps.
He listens with care and quickly inspires action with his carefully chosen questions.
I cannot recommend Nick highly enough as a coach.
Engage with this man if you are serious about changing your relationship with success and finance.”
ANDY . H
Not ready to talk yet? Start with this.
A free guide for anyone at a financial turning point: retirement, separation, selling a business, an inheritance or any of life's big moments. Five mindset shifts, each with a short reflection and one small thing to try this week.
